Personal Bills Management; How Mula Pay Works

This the second part of our series on the hassle of paying bills in Africa and what you as a consumer can do on Mula – a Cellulant powered lifestyle product for bill payments and management. Read the first part of this article here.

How Mula Works – Your Personal Bills Manager

The Mula Pay service is available to smart and feature phone users as a mobile application and a USSD service.

Currently available on Google Play, on USSD via *369# and soon on IOS, Mula uses SMS permissions to help you find and discover the bills that you have paid for before. To achieve this, we scan your inbox for our listed merchants then give you suggestions of frequently paid bills from which you then get the opportunity to save them on Mula for an easier payment process immediately or in future.

Mula then uses this information to schedule, organize and prioritize your bills appropriately so that you get free SMS and app notification reminders to pay for your bills on time using any of our payment methods – virtual wallets, mobile banking, credit/debit card and mobile money – all within one app. With this permission, Mula is able to become your personal bills manager.

Feature phone users can access the same services by dialling *369# on their phones.

Mula’s no stress bill payment and reminder service gives consumers more freedom, control and choice in how, where and when you pay your bills.

Mula Pay Features

With Mula you can:

  • Access over 10 payment methods such as mobile money, debit/credit card, direct bank link
  • Pay bills across over 5 countries  (available in Kenya, Uganda, Tanzania, Zambia & Ghana)
  • Pay your bills with the different mobile wallets (mobile money accounts) you have
  • Get bill reminders sent straight to the app and through a free SMS
  • Save all your account and paybill numbers in one place
  • Buy airtime for different phone networks with one wallet
  • Get your payment history by keeping a record of all your transactions

What payments can you make on Mula?

  •    Electricity
  •    PayTV
  •    Water
  •    Airtime purchase across networks
  •    Rent
  •    Internet
  •    School fees

One bills management app across Africa

Digital payments powered by mobile money have taken off in Africa at a pace higher than any other continent. The recent developments in Nigeria will further accelerate the move towards a cashless economy.  One of the biggest challenges in the payments space especially for consumers is the sheer number of apps or USSD codes they have to keep in mind for every service they are paying for using mobile payments not just within the same country but across the continent.

You can now use one mobile app across Africa to pay your bills, top up your airtime, or even book your KQ flight. Download the Mula for Android app today and discover the easiest way to pay your bills and  buy airtime.

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